
Byblos Bank Armenia is striving to offer world-class services to its customers, fulfillment to its employees, and economic benefit to the communities it serves.
YOUR BANK FOR LIFE isn’t simply a slogan for us, it reflects what we do for you.
We are constantly improving the quality of our banking services by offering products and services that meet the changing and diverse needs of our customers. Byblos Bank Armenia offers its employees a wide range of career growth opportunities, emphasizing the importance of enhancing their professional skills and competencies.
Once we step on the path of cooperation, we intend to establish with you a long-lasting relationship built on trust, transparency, and communication․
Our vision is to be a responsible and highly trusted Bank, driven by innovative banking solutions and excellence in client service.

OUR VALUES
- Customer Focus
- Integrity
- Teamwork
- Excellence
- Innovation
Byblos Bank Armenia CJSC was established in December 2007. Today, the Bank has four branches in Yerevan where customers access various banking services and receive financial advice.
The history and the tradition of the Bank root back to Byblos Bank S.A.L. We have prepared a brief chronological overview highlighting the important dates and events that shaped the Bank into what it is today.
Founded in December 2007, Byblos Bank Armenia CJSC is the outcome of a 100% stake acquisition of International Trade Bank in Armenia by Byblos Bank.
In 2008, the European Bank for Reconstruction and Development (EBRD) and OPEC Fund for International Development (OFID) participated in the chartered capital of Byblos Bank Armenia, the shareholding structure was the following: EBRD-25%, OFID-10%.
Byblos Bank Armenia officially opened its "Komitas" branch on 18 April, at 38/2 Komitas street.
On 22 June 2016, Byblos Bank S.A.L. replenished the chartered capital of Byblos Bank Armenia, as a result of which the shareholding structure was as follows: Byblos Bank S.A.L.-88.06%, the European Bank of Reconstruction and Development (EBRD)-8.53% and OPEC Fund for International Development (OFID)-3.41%.
Byblos Bank S.A.L. acquired the European Bank of Reconstruction and Development’s (EBRD) shares in Byblos Bank Armenia’s chartered capital on June 27 2016, and the shareholding structure of Byblos Bank Armenia CJSC after the changes is as follows: Byblos Bank S.A.L.-96.59% and OPEC Fund for International Development (OFID)-3.41%.
Byblos Bank S.A.L. OPEC Fund for International Development’s (OFID) shares in Byblos Bank Armenia’s charter capital on July 26 2016. The shareholding structure of Byblos Bank Armenia c C.J.S.C. after the changes is as follows: Byblos Bank S.A.L. - 100%.
Byblos Bank Armenia officially opened its new branch at 6 Abovyan street on 25 September.
The Bank's 4th branch was opened at 84/1 Baghramyan street.











- Hayk Stepanyan | CEO
- 18/3 Amiryan, Yerevan 0002
- +374 60 61 61 00
- Monday-Friday:
- 9:00-18:00

- Ruben Melikyan | Branch manager
- 18/3 Amiryan, Yerevan 0002
- +374 60 61 61 01
- Monday-Friday 9:30-16:30 (cash transactions)
- Monday-Friday 9:30-17:00 (non-cash transactions)

- Suren Zakaryan | Branch Manager
- 6 Abovyan, Yerevan 0002
- +374 60 61 61 02
- Monday-Friday 9:30-16:30 (cash transactions)
- Monday-Friday 9:30-17:00 (non-cash transactions)

- Vanuhi Kurghinyan | Assistant Branch Manager
- 84/1 Baghramyan, Yerevan 0033
- +374 60 61 61 03
- Monday-Friday 9:30-16:30 (cash transactions)
- Monday-Friday 9:30-17:00 (non-cash transactions)

- Vahagn Babayan | Branch manager
- 38/2 Komitas, Yerevan 0051
- +374 60 61 61 04
- Monday-Friday 9:30-16:30 (cash transactions)
- Monday-Friday 9:30-17:00 (non-cash transactions)
Address | Services |
6 Abovyan, Yerevan
|
Cash in/out
|
18/3 Amiryan, Yerevan
|
Cash out
|
38/2 Komitas, Yerevan
|
Cash in/out
|
84/1 Baghramyan, Yerevan
|
Cash in/out
|
Address | Hours |
6 Abovyan, Yerevan
|
Monday-Friday 9:30-16:30
|
18/3 Amiryan, Yerevan
|
Monday-Friday 9:30-16:30
|
38/2 Komitas, Yerevan
|
Monday-Friday 9:30-16:30
|
84/1 Baghramyan, Yerevan
|
Monday-Friday 9:30-16:30
|

- Byblos Bank Armenia CJSC – Chairman of the Board, since 28 April 2023
- Byblos Bank S.A.L. (Lebanon) – Deputy General Manager, Head of Group Financial Markets and Financial Institutions, since 2011
- Byblos Bank Africa (Sudan) Co. LTD – Board member, since 2008

- Byblos Bank S.A.L. (Lebanon) – Group Chairman, since 2015
- Byblos Bank Africa (Sudan) Co. LTD – Chairman of Board, since 2003

- Deputy General Manager of Byblos Bank SAL, Head of Group Risk Management and Head of Group Compliance | From 2013 till now

- Byblos Bank S.A.L. (Lebanon) – Deputy General Manager, Head of Foreign Banking Units, since 2016
- Byblos Bank Africa (Sudan) Co. LTD – Board member, since 2018
- Byblos Bank Europe – Board member, since 2017


- City of Smile Foundation – Member of the Board of Trustees, since 2018
- Public Council – Member, since 2018
- AYB School – Member of Board of Trustees, since 2015
- American University of Armenia – Member of Board of Trustees, since 2015
- AGBU Armenia – President, since 2015
- Member of the AGBU Central Board, since 2006

- Byblos Bank Armenia – CEO, since 13.06.2017

- Byblos Bank Armenia cjsc – Head of Legal Unit

- Byblos Bank Armenia cjsc – Head of Risk Management Department , since 2009

- Byblos Bank Armenia cjsc –Head of Finance and Administration Division (Chief Accountant) since 2017 November 15-present

- Byblos Bank Armenia cjsc – Head of Commercial Banking Department

- Byblos Bank Armenia cjsc – Head of Internal Audit, since 2017 December 06

Cost Consult LLC
- 20 Rostom str., Yerevan
- +37410 544882, +37491 47 19 25, +37477 47 19 25
- http://www.cost.am

Amintas Group LLC
- 23/6 Artsakh, Tun Depot Complex, Yerevan
- +37410 432276, +37494 432276 +37496 432276

Oliver Group LLC
- 9-43 Kuznetsov st, Nork-Marash district, Yerevan
- +37410 542770, +37494 542770
- https://olivergroup.am/

VM-RP LLC
- 8 Vardanants st. passage, Room 3, Yerevan
- +37410 588797, +37443 588797
- http://www.vm-rp.am

Gardi LLC
- 7 Bagryamyan st, 4 app., Yerevan
- +37496 520590, +37495 520590, +37494 520591

RVM Consult LLC
- 1/5 str., House 3, Arevik village, Shirak province
- +37410 546490, +37412 944449, +37477 944449, +37498 944449

AltaVip LLC
- 18, Baghramyan st. 2, Yerevan
- +37410 530709, +37477 180504
- http://www.altavip.am

EFES ICJSC
- 35/1, Hr. Kochar str., Yerevan, Armenia
- +374 10 700 800
- https://efes.am/
- info@efes.am

Ingo Armenia Insurance CJSC
- 51, 53 Hanrapetutyun, 47,48,50 premises,, Yerevan
- +374 10 59 21 21
- https://ingoarmenia.am
- info@ingoarmenia.am

LIGA Insurance ICJSC
- 1 Northern Avenue, Yerevan
- +374 10 59 10 10, +374 10 50 07 70
- http://www.liga.am
- info@liga.am

Nairi Insurance LLC
- Armenia, 0033, Yerevan Avet Avetisyan St., 116/1, 116/5 Building
- +374 10 50 00 10
- https://imnairi.am/
- info@imnairi.am

REGO Insurance ICJSC
- Komitas Ave. 62, №93-93/1, Yerevan
- +374 60 50 57 57
- https://regoinsurance.am/
- info@regoinsurance.am

"Sil Insurance" CJSC
- 39 Tigran Mets, Yerevan
- +374 10 52 63 88
- http://www.silinsurance.am
- silinsurance@netsys.am