The list of main legal acts regulating the provision of services by the Bank are presented below:

• The Law of RA “On the Central Bank of the Republic of Armenia”
• The Law of RA “On Banks and Banking Activity”
• The Law of RA “On Bank Secrecy”
• The Law of RA “On Guaranteeing the Bank Deposits of Individuals”
• The Law of RA “On Combating Against Money Laundering and Terrorism Financing”
• The Law of RA “On Financial System Mediator”
• The Law of RA “On Consumer Credit”
• The Law of RA “On Bank Deposit Attraction”
• The Law of RA “On Transfer of Funds by Payment Orders”
• The Law of RA “On Payment and Settlement Systems and Payment and Settlement Organizations”
• The Law of RA “On Circulation of Credit Information and Activity of Credit Bureaus”
• The Law of RA “On Joint Stock Companies”
• The Law of RA “On Currency Regulation and Currency Supervision”
• The Law of RA “On Maintenance of Cadastre of Movable Property, Registration of the Right of Pledge, Right of Lease Arising out From the Contract of Leasing over Movable Property”
• The Law of RA “On State Registration of Rights over the Property”
• The Law of RA “On Housing Mortgage Lending”
• The Law of RA"On Transfer of Funds by Payment Orders"
  
• The RA Civil Code
• Resolution No 363-N of the Board of the Central Bank of RA dated 16.12. 2008 “ On Approving the Regulation 8/01 “Explanations and Samples of Calculation of Annual Percentage Rate”
• Resolution No 165-N of the Board of the Central Bank of RA dated 02.06. 2009 “ On Approving the Regulation 8/02 “Calculation of Annual Percentage Yield of Bank Deposits”
• Resolution No 166-N of the Board of the Central Bank of RA dated 02.06. 2009 “ On Approving the Regulation 8/03 “Publicizing of the Information by Banks, Credit Organizations, Insurance Companies, Insurance Brokers, Investment Companies, Central Depository and Payment and Settlement Organizations Carrying Out Money Transfers”
• Resolution No 229-N of the Board of the Central Bank of RA dated 28.07. 2009 “ On Approving the Regulation 8/05 “Minimum requirements, forms, terms and procedure of communication between the Bank and the depositor, credit institution and the customer”
• Resolution No 39-N of the Board of the Central Bank of RA dated 31.01. 2006 “ On Approving the Procedure of Issuance, Servicing and Distribution of Payment Cards, Operations Implemented through Payment cards”
• Resolution No 302-N of the Board of the Central Bank of RA dated 23.11. 2004 “ On Establishing the Rule for Cash Withdrawals from the ATMs within the territory of the Republic of Armenia”
• Resolution No 238-N of the Board of the Central Bank of RA dated 24.05. 2005 “ On Approving the Procedure of Issuance, Honoring, and Circulation of Checks within the territory of the Republic of Armenia”
• Resolution No 131-N of the Board of the Central Bank of RA dated 20.05. 2004 “ On Approving the Minimum Requirements For the Documents Used In Payment Settlement Operations and the Rules of Filling in Thereof”
• The Resolution No 96 of the Board of the Central Bank of RA dated 25.04. 2000 “ On Approving the Maximum Time Periods for Implementation of Transfers of Funds by Payment Orders”
• Resolution No 209-N of the Board of the Central Bank of RA dated 16.08.2011 “On Approving the Regulation on Procedure for installation, operation, security and financial operations of automatic self-service devices”
• Resolution No 176-N of the Board of the Central Bank of RA dated 04.08.2017 “ On Approving the Regulation 8/06 "Requirements on Application Methods and Procedures of Business Conduct Rules for Banks and Credit Organizations with Guarantors"
• Resolution No 40-N of the Board of the Central Bank of RA dated 15.03.2016 “ On Approving the Regulation 9 "On Operations with Cash in Banks Operating on the Territory of the Republic of Armenia"
• Resolution No 363-N of the Board of the Central Bank of RA dated 16.12.2008 “ On Approving the Regulation 8/01 "On Explanations and Examples of the Calculation of the Actual Annual Interest Rate"
• Resolution No 225-N of the Board of the Central Bank of RA dated 28.07.2009 “On Approving theRegulation 8/04 "Minimum Conditions and Principles Regulating the Procedure of Examination of Complaints/Claims of Customers"